I came back into the business to help seniors. In this industry there is a major disconnect with helping seniors understand Medicare. I work very hard to explain it so my clients understand how all the parts work and how to fill in the gaps that are not covered. I show everything in writing so my clients don't have to worry about what I say not being truthful! I have been able to get my clients rate reductions with the same coverage from different carriers because they are all federally regulated. I care about seniors and do my best to help them get the best coverage for the best price.
Our Services
Medicare
Supplements
Medicare Supplements are month to month contracts as long as you qualify. They are accepted by every doctor in the United States that takes Medicare. By law they have to take any supplement. The differences between the carriers are plans and rates. Some have age freezes for the first few years which can add up to significant savings!
Home Health
Care
Did you know that you can actually recover faster being in your own, home environment? You would be very surprised to learn how affordable this option is, plus you can collect benefits without ever using the policy. I have several great options from which to choose, schedule your appointment today!
Advantage
Plans
Medicare Advantage Plans have a special enrollment from Oct 15th to Dec. 7th.This is the time to switch these plans. They take effect Jan 1 the following year. They can be as affordable as zero premium dollars'
Co-pays and deductibles range from $3600.00 to $6700.00 per year. They generally come in the form of HMO or PPO.
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Critical Illness policies can be custom made to give you the exact dollar amount you will need in those most unexpected events. You can also have other things covered such as heart and stroke with reoccurring benefits.
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Dental and Vision are available as needed.
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Prescription Drug Plans I help complimentary to all my clients...these also have an annual open enrollment from Oct 15 – Dec7th, taking effect Jan 1. I make sure my clients are on the cheapest drug plans each year,as the medications change every year.