Medicare supplements, or Medigap policies, are actually the same thing.  I can help you find the best plan in your state! As a broker many people don't realize that these are all federally regulated. What does that mean? As long as you are comparing the same letter plan the ONLY difference is price. THIS IS PER MEDICARE!  So, because this is true and every company pays the exact same way, you don't need to over pay the premium.  Less is best in many cases.  I help my clients put that money back in their pocket and not in the hands of the insurance company.  I know which companies increase rates more than others.  These little things matter in the big picture. Please call and set up an appointment with me. I will go over the 4 parts of Medicare for the new year and how I can hopefully help put money back in your pocket.